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Individual Voluntary Arrangement
What would you say if I told you that you could be debt free within five years no matter how heavy your debt burden is? If you are facing unmanageable debt then this is the kind of question that you are no doubt thankful to hear asked! Well, you can be debt free within five years if you explore the possibility of an IVA.
An IVA is one of the lesser known debt solutions out there for individuals that can no longer manage to make their monthly payments and are in debt. It is legally binding so your creditors, if the majority agree to it, will be forbidden from trying to get any more money back from you. As such, you can avoid bankruptcy and manage your debt effectively without having to worry which creditor will be coming for you next.
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